Delete Negative Items from Credit Reports INSTANTLY With This Easy Trick!

Daniel Rosen  0:00  

Hey, Credit Heroes, there is a trick that can instantly delete negative items from credit reports. And today I'm going to explain how it works. And I'm going to give you the tools to get it done. So you better stick around. So the big question is this, how can we take our passion for helping people with their credit, and turn it into a successful business without taking loans without spending a fortune by bootstrapping it from nothing? So we can help the most people and still become highly profitable? That is the question, and this podcast will give you the answer. My name is Daniel Rosen, and welcome to credit repair business secrets. Okay, if this is your first time listening to my podcast, every week, I give credit repair tips and advice on bootstrapping your business from nothing. So be sure to click subscribe, and get ready to start changing lives. 

Okay, let's get into this. Did you know that when you sit down at a bank, a car dealership, or a credit union, those loan officers or lenders, type your personal information into the application? And that information gets placed directly onto your credit report? Did you know that it's true, your name, address, social security date of birth, and employment information are all added to your report exactly the way they typed it? Now stop and think about how many errors you make when typing an email or sending a text. little mistakes happen. And they're usually not a big deal. But when a loan officer or lender spells your name wrong or enters the wrong address, social security, or date of birth, or wrong employment information, those errors become part of your permanent credit file. Yeah, that's how all that crazy stuff ends up there. And it can cause serious financial consequences. Here's how this relates to us personal information errors are some of the most common errors that you'll see on a credit report. And those errors can make you less creditworthy. So the next time you go to apply for credit you might be denied and then that denial can also affect your report. And what started as a tiny error snowballed into a big avalanche, you did nothing wrong, but because the information they have on file doesn't match what you're giving them, you now have a red flag. 

Here's the thing to remember, when you look at this from the lender's perspective, it's easy to understand why they might be suspicious if you were lending money to a stranger, and the information they provided doesn't match what was listed on their credit report. You might be suspicious too. It's a possible sign of deception. And here's why this is important. There are plenty of other reasons to verify that all the personal information on your credit report is accurate and up to date. But there's also a secret reason to want to know what it is. Okay, listen up. Negative accounts on your credit report may be tied to specific pieces of personal information. For example, you may have a collection account tied to a misspelled name, or you might have a charge-off that you want to get rid of that's tied to an old address or alias. This means that by removing all the personal information except one name, one current address, one current date of birth, one accurate social security number, and your up-to-date employer information, you can get instant and easy deletions without ever having to actually dispute each one of those negative items. Here's what you need to know. If you're not familiar with the credit repair disputing process, this might be a good time to check out our video about how credit repair works. If you're already a credit hero, when you go send out your first round of letters, carefully list all of the discrepancies meaning list all the incorrect personal information on your round one letter and then go after those first. And this is going to make your job easier and more efficient. Because that personal information tied to the negative accounts may no longer exist. So in many cases, the negative account will be deleted as well. Boom fast, easy results. And even if this tactic results in just one additional deletion, that's one less item that you need to dispute. 

Now, if you don't know what letters to send, don't worry, I'm going to give them to you. Here are the five dispute letter templates that every credit hero needs. The round one letter is used by 1000s of credit repair companies for a very good reason. It works the reinvestigation letter to put a little extra pressure on the Bureau's method of verification letter. You want to use this when an item you know to be inaccurate comes back as a verified warning Letter to show the credit bureaus that you know your rights and you mean business and the validation demand letter to us whenever you're facing aggressive debt collectors, whether you're a seasoned pro, or you're still new to the credit repair process, you need these letters. And you can download all five templates right now for free at creditrepaircloud.com/dispute-letter-templates. I'll also put the link over there in the show notes. So make sure you get those letters because I'm giving them to you for free. And here's my final point. When fixing a problem, most people want to focus on the biggest issues first. But when it comes to credit repair, sometimes focusing on the smallest of errors can bring you the greatest results. And just a reminder, this podcast is brought to you by credit hero score. Credit hero score is the only credit monitoring service that integrates directly with the credit repair cloud, get instant access to your credit reports and scores by signing up for a seven-day trial for only $1. Sign up right now at creditheroscore.com. 

And now for my favorite part of the episode. Every week I feature one of our credit heroes inside our credit repair cloud Facebook community so that you can see firsthand what real people are doing as they run and grow their businesses. And today's spotlight is on Rachel Bryant as 2022 came to an end, I thought back to a post that I saw a few months ago, Rachel had attached one picture from every year she's been in business since 2017. To show everyone how much progress she made. She said I'm back again, I love keeping you guys updated on my progress. The last time I posted in the group, I believe it was when I was able to quit my work from home job and do credit repair full time when I tell you CRC has changed my entire life. I just wanted to drop some hope today for those who are having a hard time closing clients or getting their first paid clients. It's up all of 2022 and the start of 2023. The best tip I could give anyone is don't sell or advertise something you haven't done before. And be clear with expectations. It makes the process easier. Don't go around details to close a client. People respect honesty, again, thank you CRC. Wow, thank you, Rachel, you are amazing. And I can't wait to see you posting more pictures as you build on your success. And I'll end by saying if you don't already have a credit repair Cloud account, check it out. It's software that most credit repair businesses in America run on. Just sign up for a 30-day free trial at creditrepaircloud.com/free trial. And if you'd like to change lives and grow your own credit repair business, check out our credit hero challenge. It's a live experience that has helped tonnes of credit heroes to get certified in disputing and gain confidence as they run their credit repair business on a solid foundation. So they can change a whole lot of lives and make a great living in the process. We're starting the next challenge very soon. So you want to join before the doors close, or you're gonna have a long wait until the next one. So sign up right now at creditherochallenge.com. And if you're finding value in the things that I share on this podcast, click below to subscribe and follow. Also, give me a five-star review or share the show and help me to change more lives. If you'd like to read the show notes. They're posted on my blog. And if you have a question or a comment, drop it down below because I read each and every one of them. I would love to hear from you. And I'll respond as soon as I can. If you want to learn more about the power of your personal information, check out my episode about medical debt and how to fix it. So take care credit hero and remember your personal information is the key to a clean credit report. Keep changing lives. Hey everybody, it's Daniel again. And really quick. I'd like to invite you to join what I believe is the best thing we have ever created inside the credit repair cloud community. And it is a challenge that we call the credit hero challenge if you're just planning out your business or you're just getting started, and you dream of having a successful business of your own, so you can quit your nine-to-five and fire your boss and have financial freedom or so you can add another revenue stream to your existing business. If that's your dream, you need to get into this challenge. We created this challenge to help you to create and launch your very own credit repair business to build a proper foundation for a really successful business. This check Challenge is going to help you to understand the strategy, the tactics, and all the things you need to be successful at credit repair. It really is the greatest thing we have ever built, and it will change your life. So I recommend you do it right now. Stop everything, pause this audio, go online and go to creditherochallenge.com That's creditherochallenge.com, and join the next challenge. And there's a challenge that starting in just a few days, so go get started right now at creditherochallenge.com